ADCB 365 Cashback vs Dubai Islamic Prime Platinum
Net value is estimated on a sample monthly spend, ranked by value not commission.
Verdict
On our reference spend profile, Dubai Islamic Prime Platinum comes out ahead on estimated net value — about AED 1,568/yr more than the ADCB 365 Cashback. Your own spending pattern can change this — run the numbers in the rewards calculator.
| Attribute | ADCB 365 Cashback | Dubai Islamic Prime Platinum Best value |
|---|---|---|
| Issuer | ADCB | Dubai Islamic Bank |
| Annual fee | AED 524 / year | No annual fee |
| Welcome bonus | — | — |
| Min. income (monthly) | AED 15,000 | AED 10,000 |
| Reward type | cashback | rewards |
| Headline rate | 3% cashback | — |
| Bonus categories | fuel, dining, education, groceries | dining, groceries |
| Lounge access | Yes | Yes |
| Foreign tx fee | 2.49% | 2.5% |
| Est. net value / yr | AED 592 | AED 2,160 |
| Apply | Apply |
Frequently asked questions
- ADCB 365 Cashback vs Dubai Islamic Prime Platinum: which is better?
- On our reference spend profile the Dubai Islamic Prime Platinum delivers higher estimated net value than the ADCB 365 Cashback in United Arab Emirates, so it wins on value. Your own spending pattern may change the result — run both through the rewards calculator.
- What is the annual fee difference between ADCB 365 Cashback and Dubai Islamic Prime Platinum?
- ADCB 365 Cashback: AED 524 / year. Dubai Islamic Prime Platinum: No annual fee.
- Which earns more rewards, ADCB 365 Cashback or Dubai Islamic Prime Platinum?
- ADCB 365 Cashback earns 3% cashback; Dubai Islamic Prime Platinum earns rewards. We rank by net value after fees, not headline rate alone.