Citi Rewards Card vs Emirates NBD Skywards Infinite
Net value is estimated on a sample monthly spend, ranked by value not commission.
Verdict
On our reference spend profile, Citi Rewards Card comes out ahead on estimated net value — about AED 260/yr more than the Emirates NBD Skywards Infinite. Your own spending pattern can change this — run the numbers in the rewards calculator.
| Attribute | Citi Rewards Card Best value | Emirates NBD Skywards Infinite Popular |
|---|---|---|
| Issuer | Citibank | Emirates NBD |
| Annual fee | AED 295 / year | AED 1,575 / year |
| Welcome bonus | 30,000 ThankYou Points | 20,000 Skywards Miles on first spend |
| Min. income (monthly) | AED 8,000 | AED 36,750 |
| Reward type | points | miles |
| Headline rate | — | 2.5× miles |
| Bonus categories | dining, online, travel | dining, travel, international |
| Lounge access | Yes | Yes |
| Foreign tx fee | 3.25% | 1.99% |
| Est. net value / yr | AED 2,033 | AED 1,773 |
| Apply | Apply |
Frequently asked questions
- Citi Rewards Card vs Emirates NBD Skywards Infinite: which is better?
- On our reference spend profile the Citi Rewards Card delivers higher estimated net value than the Emirates NBD Skywards Infinite in United Arab Emirates, so it wins on value. Your own spending pattern may change the result — run both through the rewards calculator.
- What is the annual fee difference between Citi Rewards Card and Emirates NBD Skywards Infinite?
- Citi Rewards Card: AED 295 / year. Emirates NBD Skywards Infinite: AED 1,575 / year.
- Which earns more rewards, Citi Rewards Card or Emirates NBD Skywards Infinite?
- Citi Rewards Card earns points; Emirates NBD Skywards Infinite earns 2.5× miles. We rank by net value after fees, not headline rate alone.