Emirates NBD Skywards Infinite vs HSBC Platinum Credit Card
Net value is estimated on a sample monthly spend, ranked by value not commission.
Verdict
On our reference spend profile, Emirates NBD Skywards Infinite comes out ahead on estimated net value — about AED 1,185/yr more than the HSBC Platinum Credit Card. Your own spending pattern can change this — run the numbers in the rewards calculator.
| Attribute | Emirates NBD Skywards Infinite Best valuePopular | HSBC Platinum Credit Card |
|---|---|---|
| Issuer | Emirates NBD | HSBC |
| Annual fee | AED 1,575 / year | No annual fee |
| Welcome bonus | 20,000 Skywards Miles on first spend | — |
| Min. income (monthly) | AED 36,750 | AED 10,000 |
| Reward type | miles | cashback |
| Headline rate | 2.5× miles | 1% cashback |
| Bonus categories | dining, travel, international | dining, groceries |
| Lounge access | Yes | No |
| Foreign tx fee | 1.99% | 2.99% |
| Est. net value / yr | AED 1,773 | AED 588 |
| Apply | Apply |
Frequently asked questions
- Emirates NBD Skywards Infinite vs HSBC Platinum Credit Card: which is better?
- On our reference spend profile the Emirates NBD Skywards Infinite delivers higher estimated net value than the HSBC Platinum Credit Card in United Arab Emirates, so it wins on value. Your own spending pattern may change the result — run both through the rewards calculator.
- What is the annual fee difference between Emirates NBD Skywards Infinite and HSBC Platinum Credit Card?
- Emirates NBD Skywards Infinite: AED 1,575 / year. HSBC Platinum Credit Card: No annual fee.
- Which earns more rewards, Emirates NBD Skywards Infinite or HSBC Platinum Credit Card?
- Emirates NBD Skywards Infinite earns 2.5× miles; HSBC Platinum Credit Card earns 1% cashback. We rank by net value after fees, not headline rate alone.