FAB Cashback Card vs Mashreq Cashback Card
Net value is estimated on a sample monthly spend, ranked by value not commission.
Verdict
On our reference spend profile, Mashreq Cashback Card comes out ahead on estimated net value — about AED 384/yr more than the FAB Cashback Card. Your own spending pattern can change this — run the numbers in the rewards calculator.
| Attribute | FAB Cashback Card | Mashreq Cashback Card Best valuePopular |
|---|---|---|
| Issuer | First Abu Dhabi Bank | Mashreq |
| Annual fee | No annual fee | No annual fee |
| Welcome bonus | — | Up to AED 500 cashback in first 90 days |
| Min. income (monthly) | AED 8,000 | AED 5,000 |
| Reward type | cashback | cashback |
| Headline rate | 2% cashback | 5% cashback |
| Bonus categories | fuel, dining, groceries | fuel, dining, groceries, utilities |
| Lounge access | No | No |
| Foreign tx fee | 2.99% | 2.99% |
| Est. net value / yr | AED 888 | AED 1,272 |
| Apply | Apply |
Frequently asked questions
- FAB Cashback Card vs Mashreq Cashback Card: which is better?
- On our reference spend profile the Mashreq Cashback Card delivers higher estimated net value than the FAB Cashback Card in United Arab Emirates, so it wins on value. Your own spending pattern may change the result — run both through the rewards calculator.
- What is the annual fee difference between FAB Cashback Card and Mashreq Cashback Card?
- FAB Cashback Card: No annual fee. Mashreq Cashback Card: No annual fee.
- Which earns more rewards, FAB Cashback Card or Mashreq Cashback Card?
- FAB Cashback Card earns 2% cashback; Mashreq Cashback Card earns 5% cashback. We rank by net value after fees, not headline rate alone.