FAB Cashback Card vs RAKBANK Titanium Cashback
Net value is estimated on a sample monthly spend, ranked by value not commission.
Verdict
On our reference spend profile, RAKBANK Titanium Cashback comes out ahead on estimated net value — about AED 132/yr more than the FAB Cashback Card. Your own spending pattern can change this — run the numbers in the rewards calculator.
| Attribute | FAB Cashback Card | RAKBANK Titanium Cashback Best value |
|---|---|---|
| Issuer | First Abu Dhabi Bank | RAKBANK |
| Annual fee | No annual fee | No annual fee |
| Welcome bonus | — | — |
| Min. income (monthly) | AED 8,000 | AED 5,000 |
| Reward type | cashback | cashback |
| Headline rate | 2% cashback | 3% cashback |
| Bonus categories | fuel, dining, groceries | fuel, telecom, groceries |
| Lounge access | No | No |
| Foreign tx fee | 2.99% | 2.99% |
| Est. net value / yr | AED 888 | AED 1,020 |
| Apply | Apply |
Frequently asked questions
- FAB Cashback Card vs RAKBANK Titanium Cashback: which is better?
- On our reference spend profile the RAKBANK Titanium Cashback delivers higher estimated net value than the FAB Cashback Card in United Arab Emirates, so it wins on value. Your own spending pattern may change the result — run both through the rewards calculator.
- What is the annual fee difference between FAB Cashback Card and RAKBANK Titanium Cashback?
- FAB Cashback Card: No annual fee. RAKBANK Titanium Cashback: No annual fee.
- Which earns more rewards, FAB Cashback Card or RAKBANK Titanium Cashback?
- FAB Cashback Card earns 2% cashback; RAKBANK Titanium Cashback earns 3% cashback. We rank by net value after fees, not headline rate alone.