Amex Qantas Ultimate Card vs Bankwest Zero Platinum Mastercard
Net value is estimated on a sample monthly spend, ranked by value not commission.
Verdict
On our reference spend profile, Amex Qantas Ultimate Card comes out ahead on estimated net value — about $480/yr more than the Bankwest Zero Platinum Mastercard. Your own spending pattern can change this — run the numbers in the rewards calculator.
| Attribute | Amex Qantas Ultimate Card Best valuePopular | Bankwest Zero Platinum Mastercard |
|---|---|---|
| Issuer | American Express | Bankwest |
| Annual fee | $450 / year | No annual fee |
| Welcome bonus | 100,000 Qantas Points on $3,000 spend in 3 months | — |
| Min. income (monthly) | AUD 65,000 | AUD 35,000 |
| Reward type | miles | rewards |
| Headline rate | 1.25× miles | — |
| Bonus categories | dining, travel, everyday | travel, everyday |
| Lounge access | Yes | No |
| Foreign tx fee | 3% | 0% |
| Est. net value / yr | $1,896 | $1,416 |
| Apply | Apply |
Frequently asked questions
- Amex Qantas Ultimate Card vs Bankwest Zero Platinum Mastercard: which is better?
- On our reference spend profile the Amex Qantas Ultimate Card delivers higher estimated net value than the Bankwest Zero Platinum Mastercard in Australia, so it wins on value. Your own spending pattern may change the result — run both through the rewards calculator.
- What is the annual fee difference between Amex Qantas Ultimate Card and Bankwest Zero Platinum Mastercard?
- Amex Qantas Ultimate Card: $450 / year. Bankwest Zero Platinum Mastercard: No annual fee.
- Which earns more rewards, Amex Qantas Ultimate Card or Bankwest Zero Platinum Mastercard?
- Amex Qantas Ultimate Card earns 1.25× miles; Bankwest Zero Platinum Mastercard earns rewards. We rank by net value after fees, not headline rate alone.