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SaveItSimple

Reward maximizer wallet

For each spending category, we show which of your cards earns the most — so you tap the right card every time.

Preview — saving your wallet needs an account (coming soon)

Your cards

Pick the cards you hold. We’ll tell you which one to tap in each category.

Select the cards in your wallet

Your monthly spend

Enter what you spend each month (C$) per category.

Best card to use per spending category and its estimated annual reward
CategoryUse this cardEst. annual reward
GroceriesScotiabank Gold American ExpressTop card$1,800
DiningScotiabank Gold American ExpressTop card$960
FuelScotiabank Gold American ExpressTop card$96
TravelScotiabank Gold American ExpressTop card$120
Online shoppingScotiabank Gold American ExpressTop card$240
Everything elseScotiabank Gold American ExpressTop card$240
Optimized totalswitching cards per category$3,456
Best single card (Scotiabank Gold American Express)if you only used one$3,456

Estimates use our published methodology and your entered monthly spend. Not issuer guarantees.