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No Annual Fee rewards calculator for Germany

No Annual Fee spenders typically earn more from cards with elevated no annual fee bonus rates than from flat-rate cards. Enter your monthly spend below to see exactly how much each no annual feecard would pay you back in Germany, ranked by net value after annual fees.

Rewards calculator

Enter your monthly spend () to rank cards by net value for you.

  1. #1DKB Visa Card312 net/yr312 rewards − fee
  2. #2N26 Standard Mastercard312 net/yr312 rewards − fee