Flipkart Axis Bank Credit Card vs SBI Cashback Card
Net value is estimated on a sample monthly spend, ranked by value not commission.
Verdict
On our reference spend profile, SBI Cashback Card comes out ahead on estimated net value — about ₹2,861/yr more than the Flipkart Axis Bank Credit Card. Your own spending pattern can change this — run the numbers in the rewards calculator.
| Attribute | Flipkart Axis Bank Credit Card | SBI Cashback Card Best valuePopular |
|---|---|---|
| Issuer | Axis Bank | SBI Card |
| Annual fee | ₹500 / year | ₹999 / year |
| Welcome bonus | ₹500 Flipkart voucher | — |
| Min. income (monthly) | INR 30,000 | INR 30,000 |
| Reward type | cashback | cashback |
| Headline rate | 5% cashback | 5% cashback |
| Bonus categories | dining, myntra, online, flipkart | online, offline |
| Lounge access | No | No |
| Foreign tx fee | 3.5% | 3.5% |
| Est. net value / yr | ₹16,180 | ₹19,041 |
| Apply | Apply |
Frequently asked questions
- Flipkart Axis Bank Credit Card vs SBI Cashback Card: which is better?
- On our reference spend profile the SBI Cashback Card delivers higher estimated net value than the Flipkart Axis Bank Credit Card in India, so it wins on value. Your own spending pattern may change the result — run both through the rewards calculator.
- What is the annual fee difference between Flipkart Axis Bank Credit Card and SBI Cashback Card?
- Flipkart Axis Bank Credit Card: ₹500 / year. SBI Cashback Card: ₹999 / year.
- Which earns more rewards, Flipkart Axis Bank Credit Card or SBI Cashback Card?
- Flipkart Axis Bank Credit Card earns 5% cashback; SBI Cashback Card earns 5% cashback. We rank by net value after fees, not headline rate alone.