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HDFC Bank

HDFC Regalia Gold

points₹2,500 / yearexcellent creditLounge access

The HDFC Regalia Gold card offers a welcome bonus of a gift voucher worth ₹2,500 and is designed for individuals with a minimum income of ₹100,000.

With an annual fee of ₹2,500, cardholders can earn points in various categories, including 4 points for dining and travel, and 2 points for international purchases.

Key facts

Annual fee
₹2,500 / year
Min. income
INR 100,000/mo
Reward type
points
Foreign tx fee
2%
Welcome bonus
Gift voucher worth ₹2,500
Lounge
12 domestic + 6 international lounge visits/year

Rewards & benefits

Earn 0× base points per INR, with bonus earn on:

  • dining
  • travel
  • international
  • • Welcome bonus: Gift voucher worth ₹2,500
  • 12 domestic + 6 international lounge visits/year

Frequently asked questions

What is the annual fee of the HDFC Regalia Gold?
The HDFC Regalia Gold has an annual fee of ₹ 2500, waived on ₹4,00,000 annual spend.
Who is eligible for the HDFC Regalia Gold?
You typically need a minimum monthly income of INR 100000 and excellent credit to be eligible.
What rewards does the HDFC Regalia Gold offer?
It earns 0 points per INR, with bonuses on dining, travel, international.

Reviewed by the SaveItSimple Research Desk. We rank by value, not commission. See our methodology. We may earn a commission if you’re approved — it never affects our ranking.