HDFC Bank
HDFC RuPay UPI Credit Card
cashbackNo annual feefair credit
The HDFC RuPay UPI Credit Card offers a competitive cashback rate of 3% on UPI spends, making it an attractive option for users who frequently use digital payment methods.
With no annual fee and a minimum income requirement of ₹25,000, this card is accessible for many consumers looking to maximize their rewards on everyday purchases.
Key facts
- Annual fee
- No annual fee
- Min. income
- INR 25,000/mo
- Reward type
- cashback
- Foreign tx fee
- 3.5%
Rewards & benefits
Earn 3% base cashback, with boosted rates on:
- groceries1%
- upi_spends3%
Frequently asked questions
- What is the annual fee of the HDFC RuPay UPI Credit Card?
- The HDFC RuPay UPI Credit Card has no annual fee (Lifetime free; links to UPI).
- Who is eligible for the HDFC RuPay UPI Credit Card?
- You typically need a minimum monthly income of INR 25000 and fair credit to be eligible.
- What rewards does the HDFC RuPay UPI Credit Card offer?
- It offers up to 3% cashback, with elevated rates on groceries, upi_spends.
Reviewed by the SaveItSimple Research Desk. We rank by value, not commission. See our methodology. We may earn a commission if you’re approved — it never affects our ranking.