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Reward maximizer wallet

For each spending category, we show which of your cards earns the most — so you tap the right card every time.

Preview — saving your wallet needs an account (coming soon)

Your cards

Pick the cards you hold. We’ll tell you which one to tap in each category.

Select the cards in your wallet

Your monthly spend

Enter what you spend each month (¥) per category.

Best card to use per spending category and its estimated annual reward
CategoryUse this cardEst. annual reward
GroceriesJCB GOLDTop card¥360
DiningJCB GOLDTop card¥192
FuelJCB GOLDTop card¥96
TravelJCB GOLDTop card¥240
Online shoppingJCB GOLDTop card¥240
Everything elseJCB GOLDTop card¥240
Optimized totalswitching cards per category¥1,368
Best single card (JCB GOLD)if you only used one¥1,368

Estimates use our published methodology and your entered monthly spend. Not issuer guarantees.