CIMB Cash Rebate Platinum vs Hong Leong Wise Card
Net value is estimated on a sample monthly spend, ranked by value not commission.
Verdict
On our reference spend profile, Hong Leong Wise Card comes out ahead on estimated net value — about RM 30/yr more than the CIMB Cash Rebate Platinum. Your own spending pattern can change this — run the numbers in the rewards calculator.
| Attribute | CIMB Cash Rebate Platinum Popular | Hong Leong Wise Card Best value |
|---|---|---|
| Issuer | CIMB | Hong Leong Bank |
| Annual fee | No annual fee | No annual fee |
| Welcome bonus | — | — |
| Min. income (monthly) | MYR 24,000 | MYR 18,000 |
| Reward type | cashback | cashback |
| Headline rate | 10% cashback | 8% cashback |
| Bonus categories | dining, petrol, groceries, utilities | online, contactless |
| Lounge access | No | No |
| Foreign tx fee | 1% | 1% |
| Est. net value / yr | RM 1,404 | RM 1,434 |
| Apply | Apply |
Frequently asked questions
- CIMB Cash Rebate Platinum vs Hong Leong Wise Card: which is better?
- On our reference spend profile the Hong Leong Wise Card delivers higher estimated net value than the CIMB Cash Rebate Platinum in Malaysia, so it wins on value. Your own spending pattern may change the result — run both through the rewards calculator.
- What is the annual fee difference between CIMB Cash Rebate Platinum and Hong Leong Wise Card?
- CIMB Cash Rebate Platinum: No annual fee. Hong Leong Wise Card: No annual fee.
- Which earns more rewards, CIMB Cash Rebate Platinum or Hong Leong Wise Card?
- CIMB Cash Rebate Platinum earns 10% cashback; Hong Leong Wise Card earns 8% cashback. We rank by net value after fees, not headline rate alone.