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No Annual Fee rewards calculator for Malaysia

No Annual Fee spenders typically earn more from cards with elevated no annual fee bonus rates than from flat-rate cards. Enter your monthly spend below to see exactly how much each no annual feecard would pay you back in Malaysia, ranked by net value after annual fees.

Rewards calculator

Enter your monthly spend (RM) to rank cards by net value for you.

  1. #1CIMB Cash Rebate PlatinumRM1,362 net/yrRM1,362 rewards − fee
  2. #2Hong Leong Wise CardRM1,212 net/yrRM1,212 rewards − fee
  3. #3Maybank 2 Gold CardsRM744 net/yrRM744 rewards − fee