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DBS Altitude Visa Signature vs UOB One Card

Net value is estimated on a sample monthly spend, ranked by value not commission.

Verdict

On our reference spend profile, DBS Altitude Visa Signature comes out ahead on estimated net value — about $1,084.80/yr more than the UOB One Card. Your own spending pattern can change this — run the numbers in the rewards calculator.

AttributeDBS Altitude Visa Signature
Best valuePopular
UOB One Card
Popular
IssuerDBSUOB
Annual fee$196.20 / year$196.20 / year
Welcome bonus10,000 miles on first spendUp to S$200 cashback
Min. income (monthly)SGD 30,000SGD 30,000
Reward typemilescashback
Headline rate1.3× miles5% cashback
Bonus categoriesdining, travel, online_traveltelecom, groceries, transport
Lounge accessYesNo
Foreign tx fee3.25%3.25%
Est. net value / yr$2,052.60$967.80
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Frequently asked questions

DBS Altitude Visa Signature vs UOB One Card: which is better?
On our reference spend profile the DBS Altitude Visa Signature delivers higher estimated net value than the UOB One Card in Singapore, so it wins on value. Your own spending pattern may change the result — run both through the rewards calculator.
What is the annual fee difference between DBS Altitude Visa Signature and UOB One Card?
DBS Altitude Visa Signature: $196.20 / year. UOB One Card: $196.20 / year.
Which earns more rewards, DBS Altitude Visa Signature or UOB One Card?
DBS Altitude Visa Signature earns 1.3× miles; UOB One Card earns 5% cashback. We rank by net value after fees, not headline rate alone.