HSBC Revolution Card vs Standard Chartered Smart Card
Net value is estimated on a sample monthly spend, ranked by value not commission.
Verdict
On our reference spend profile, HSBC Revolution Card comes out ahead on estimated net value — about $2,502/yr more than the Standard Chartered Smart Card. Your own spending pattern can change this — run the numbers in the rewards calculator.
| Attribute | HSBC Revolution Card Best value | Standard Chartered Smart Card |
|---|---|---|
| Issuer | HSBC | Standard Chartered |
| Annual fee | No annual fee | No annual fee |
| Welcome bonus | — | — |
| Min. income (monthly) | SGD 30,000 | SGD 30,000 |
| Reward type | points | cashback |
| Headline rate | — | 6% cashback |
| Bonus categories | dining, online, entertainment | fast_food, streaming, transport |
| Lounge access | No | No |
| Foreign tx fee | 3.25% | 3.5% |
| Est. net value / yr | $2,856 | $354 |
| Apply | Apply |
Frequently asked questions
- HSBC Revolution Card vs Standard Chartered Smart Card: which is better?
- On our reference spend profile the HSBC Revolution Card delivers higher estimated net value than the Standard Chartered Smart Card in Singapore, so it wins on value. Your own spending pattern may change the result — run both through the rewards calculator.
- What is the annual fee difference between HSBC Revolution Card and Standard Chartered Smart Card?
- HSBC Revolution Card: No annual fee. Standard Chartered Smart Card: No annual fee.
- Which earns more rewards, HSBC Revolution Card or Standard Chartered Smart Card?
- HSBC Revolution Card earns points; Standard Chartered Smart Card earns 6% cashback. We rank by net value after fees, not headline rate alone.