Credit card rewards calculator for United Kingdom
Your card rewards are worth whatever cashback or points value you earn on your real spending, minus the annual fee — usually 1–3% of what you spend each year. Enter your monthly spend below to see an exact, card-by-card estimate for every card in United Kingdom, ranked by net value after fees.
Rewards calculator
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We publish a card only once we've checked its fees and reward rates against the issuer. The calculator turns on with the first one.
Estimates use a transparent, published methodology (see our methodology) and do not reflect issuer-verified promotional offers.