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American Express

American Express Blue Cash Preferred

cashback$95 / yeargood credit

The American Express Blue Cash Preferred card offers a solid cashback rate, with 6% back on groceries and 3% on fuel and transit.

It comes with a $95 annual fee and requires a minimum income of $40,000 to apply.

Key facts

Annual fee
$95 / year
Min. income
USD 40,000/mo
Reward type
cashback
Foreign tx fee
2.7%
Welcome bonus
$250 statement credit after $3,000 spend in 6 months

Rewards & benefits

Earn 3% base cashback, with boosted rates on:

  • fuel3%
  • transit3%
  • groceries6%
  • streaming6%
  • • Welcome bonus: $250 statement credit after $3,000 spend in 6 months

Frequently asked questions

What is the annual fee of the American Express Blue Cash Preferred?
The American Express Blue Cash Preferred has an annual fee of $ 95, waived first year.
Who is eligible for the American Express Blue Cash Preferred?
You typically need a minimum monthly income of USD 40000 and good credit to be eligible.
What rewards does the American Express Blue Cash Preferred offer?
It offers up to 3% cashback, with elevated rates on fuel, transit, groceries, streaming.

Reviewed by the SaveItSimple Research Desk. We rank by value, not commission. See our methodology. We may earn a commission if you’re approved — it never affects our ranking.