Reward maximizer wallet
For each spending category, we show which of your cards earns the most — so you tap the right card every time.
Preview — saving your wallet needs an account (coming soon)
Your cards
Pick the cards you hold. We’ll tell you which one to tap in each category.
Your monthly spend
Enter what you spend each month ($) per category.
| Category | Use this card | Est. annual reward |
|---|---|---|
| Groceries | American Express Blue Cash PreferredTop card | $1,080 |
| Dining | Chase Freedom Unlimited | $288 |
| Fuel | American Express Blue Cash PreferredTop card | $144 |
| Travel | Chase Freedom Unlimited | $300 |
| Online shopping | Chase Freedom Unlimited | $180 |
| Everything else | American Express Blue Cash PreferredTop card | $60 |
| Optimized total | switching cards per category | $2,052 |
| Best single card (American Express Blue Cash Preferred) | if you only used one | $1,422 |
| Extra value from switching cards | +$630 | |
Estimates use our published methodology and your entered monthly spend. Not issuer guarantees.