No Annual Fee rewards calculator for India
No Annual Fee spenders typically earn more from cards with elevated no annual fee bonus rates than from flat-rate cards. Enter your monthly spend below to see exactly how much each no annual feecard would pay you back in India, ranked by net value after annual fees.
Rewards calculator
Enter your monthly spend (₹) to rank cards by net value for you.
- #1ICICI RuPay UPI Credit Card₹1,248 net/yr₹1,248 rewards − fee
- #2AU Bank LIT Credit Card₹660 net/yr₹660 rewards − fee
- #3HDFC RuPay UPI Credit Card₹402 net/yr₹402 rewards − fee
- #4Amazon Pay ICICI Credit Card₹312 net/yr₹312 rewards − fee