Amex Platinum Cashback Everyday vs Barclaycard Avios Plus
Net value is estimated on a sample monthly spend, ranked by value not commission.
Verdict
On our reference spend profile, Barclaycard Avios Plus comes out ahead on estimated net value — about £1,776/yr more than the Amex Platinum Cashback Everyday. Your own spending pattern can change this — run the numbers in the rewards calculator.
| Attribute | Amex Platinum Cashback Everyday Popular | Barclaycard Avios Plus Best valuePopular |
|---|---|---|
| Issuer | American Express | Barclaycard |
| Annual fee | No annual fee | £240 / year |
| Welcome bonus | 5% cashback (capped £100) for first 5 months | 25,000 Avios on £3,000 spend in 3 months |
| Min. income (monthly) | GBP 20,000 | GBP 20,000 |
| Reward type | cashback | miles |
| Headline rate | 5% cashback | 1.5× miles |
| Bonus categories | fuel, everyday, groceries | dining, travel, everyday |
| Lounge access | No | Yes |
| Foreign tx fee | 2.99% | 2.99% |
| Est. net value / yr | £468 | £2,244 |
| Apply | Apply |
Frequently asked questions
- Amex Platinum Cashback Everyday vs Barclaycard Avios Plus: which is better?
- On our reference spend profile the Barclaycard Avios Plus delivers higher estimated net value than the Amex Platinum Cashback Everyday in United Kingdom, so it wins on value. Your own spending pattern may change the result — run both through the rewards calculator.
- What is the annual fee difference between Amex Platinum Cashback Everyday and Barclaycard Avios Plus?
- Amex Platinum Cashback Everyday: No annual fee. Barclaycard Avios Plus: £240 / year.
- Which earns more rewards, Amex Platinum Cashback Everyday or Barclaycard Avios Plus?
- Amex Platinum Cashback Everyday earns 5% cashback; Barclaycard Avios Plus earns 1.5× miles. We rank by net value after fees, not headline rate alone.